Built for Embedded Innovation
Finance That Moves With You
Novated leasing providers trust Karia to power their banking and payments infrastructure - reliably & securely
Advanced Invoicing
Smarter Financial Workflows
Simplify. Automate. Scale.
Work in real time with approvals, payments, and reconciliations that follow your workflow. Whether you manage 10 leases or 10,000, Karia scales with you — and drives results faster.
Payroll Update
Invoice Sent
Invoice Paid
Instant Reconcilliation
Smart Disbursement
30 Seconds

Easy to use
No spreadsheets. No delays. Just smooth, scalable finance.
Karia’s embedded banking stack transforms novated leasing operations — enabling real-time finance, intelligent compliance, and seamless employee experiences.
🧠 AI Reimbursements
Smarter, Faster Expense Claims
Snap. Scan. Sorted.
Our AI-driven novated FBT reimbursement engine automates the entire claim lifecycle — from upload to payout — in just seconds.
Reduce admin, speed up reimbursements, and ensure audit-ready compliance with minimal manual entry.
App Receipt Uploaded
AI Scan Complete
Claim Auto-Matched
Manager Approved
Reimbursement Payout
Total Time: Under 1 minute




